Schwab
MEHSchwab referral: $100 to $1,000
$100 to $1,000 when a Schwab client refers you and you deposit $25,000+
Reality: You need a code from a Schwab client, and taxable-account money has to stay a year.
No end date posted
Paper math: -$747 net after tax and the cost of tying up cash.
Fine print in plain English
| $25,000 to $49,999 | $100 |
| $50,000 to $99,999 | $300 |
| $100,000 to $499,999 | $500 |
| $500,000+ | $1,000 |
- You must not already have a Schwab account (other than Stock Plan Services) and you need a referral code from a Schwab client.
- Net deposit of cash or securities within 45 days of enrolling. Net deposits are read on day 45.
- Only outside assets new to Schwab count.
- For taxable accounts you must keep the net deposit (less market losses) at Schwab for at least 1 year or Schwab may charge back the bonus.
- Bonus is paid about a week after day 45. Reported on Form 1099-INT.
- Can't be combined with other offers. Not for Schwab Bank Investor Checking.
Entry tier: $25,000 in, $100 bonus, one year at Schwab.
Why we say MEH: The entry tier is 0.4% on $25,000. It's a nice extra only if you were moving the money to Schwab anyway.
Verified Oct 22, 2026 against Schwab referral offer page and terms