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Is that signup bonus a deal or a trap?

Live countdowns, plain-English fine print and a calculator for what each bonus is really worth after tax and the cost of locking up your cash.

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Public
MEH

Webull to Public: 3% transfer match

3% match when you move a Webull account to Public (cap $1M)

Reality: It's paid in 72 monthly pieces, and any withdrawal shrinks what's left.

Ends Oct 26, 2026, 11:59 PM ETTransfer must be started by Oct 26, 2026, 11:59 PM ET. Public can end or extend it any time.

Paper math: $234 net after tax and the cost of tying up cash (lock cost 0%: transfers keep working).

Fine print in plain English
  • Must be an ACATS transfer from a Webull taxable account, or an IRA transfer, in your own name.
  • The match is 3% of the transferred value, paid as 72 equal monthly payments starting about 1 month after the transfer settles.
  • Any withdrawal or transfer out of your Public accounts reduces future payments. It's not prorated: a withdrawal the day before a payment date counts for that whole month.
  • Closing the account sets the remaining match to zero.
  • Match cap is $1,000,000 of transferred value per person ($30,000 max match).
  • This 3% replaces Public's standard 1% match. It doesn't stack.
  • Public treats match payments as interest for taxes.
  • Public is not affiliated with Webull and Webull doesn't sponsor this offer.

Example: $10,000 moved = $300 match paid over 72 months. Lock cost set to 0% because transferred investments keep working.

Why we say MEH: 3% sounds big, but it trickles out over six years and shrinks if you pull money out. Only worth it if you were leaving Webull anyway.

Verified Oct 22, 2026 against Public Webull Transfer Match Program Terms

Moomoo
MEH

Trading Coupons: $100 for a $100 deposit

$100 in trading coupons (ten $10 coupons) for a $100 net deposit

Reality: Each $10 coupon needs its own buy order over $100. The full $100 means ten orders.

Ends Oct 31, 2026, 11:59 PM ETDeposit must settle before Oct 31, 2026, 11:59 PM ET.

Paper math: $7.80 net after tax and the cost of tying up cash.

Fine print in plain English
  • This version is for sign-ups from specific channels. Moomoo says eligibility is subject to the promotion landing page.
  • You need $100 of net deposit (deposits minus withdrawals) that settles before Oct 31, 2026, 11:59 PM ET.
  • You must not have made a deposit or ACATS transfer before Jan 1, 2026.
  • Coupons are not cash. A $10 coupon is credited only after your first eligible buy-to-open order settles, then within 3 trading days.
  • Each coupon works on a single buy-to-open order over $100, once per order.
  • Coupons expire 180 days after they're issued. Unused ones are forfeited.
  • Can be used on stocks and event contracts. May be taxable.

Preset shows ONE $10 coupon. Each extra $10 needs another buy-to-open order over $100.

Why we say MEH: Looks like $100, but you only unlock $10 per buy order over $100. You'd place ten separate orders (over $1,000 of buying) to collect it all, and every one of those trades can lose money.

Verified Oct 22, 2026 against Moomoo Exclusive Referral Promotion Terms & Conditions

tastytrade
MEH

SWEETBONUS: $50 to $2,000 cash

Up to $2,000 cash with code SWEETBONUS

Reality: Every tier is exactly 2% of what you deposit, and it's locked for 12 months.

Ends Dec 1, 2026, 12:59 AM ETFirst deposit must happen by Nov 30, 2026, 11:59 PM Central. You then have 30 days to reach your tier.

Paper math: -$87 net after tax and the cost of tying up cash.

Fine print in plain English
$2,500 to $4,999$50
$5,000 to $24,999$100
$25,000 to $99,999$500
$100,000+$2,000
  • New tastytrade users only. You've never opened or funded a tastytrade account, and never received a new-account bonus from them.
  • Enter code SWEETBONUS. Legal U.S. resident, 18+.
  • Individual cash, margin or portfolio-margin accounts only. No IRAs, no trusts or other entity accounts.
  • Your tier is set by net deposits in the 30 days after your first deposit. Withdrawals (including ACATS out) are subtracted.
  • Deposits count only if they fully settle inside the 30-day window. A transfer that settles late doesn't count.
  • Your counted deposits plus the bonus must stay in the account 12 months from your first deposit. If not, the bonus is taken back out.
  • The bonus is paid within 2 weeks after the 30-day window and can't be withdrawn until month 12.
  • Trading losses don't count against you. Only withdrawals do.
  • No fee for incoming ACATS. tastytrade reimburses another broker's outgoing fee up to $75 per $2,000 moved. It charges $75 for an outgoing ACATS.
  • May be reported on Form 1099-MISC.

Example tier: $5,000 in, $100 bonus. Every tier works out to 2%.

Why we say MEH: A 2% bonus for locking money up 12 months loses to a savings account unless you'd keep that money at tastytrade anyway. The bonus is clawed back if you withdraw early.

Verified Oct 22, 2026 against tastytrade Sweet Bonus page and promotion terms

Moomoo
DEAL

Welcome Bonus: free $NVDA for depositing

$30 in $NVDA for a $500 deposit (up to $1,000 for $100K)

Reality: You keep $500 in the account for 60 days to unlock the stock.

Ends Dec 31, 2026, 11:59 PM ETDeposit must settle before Dec 31, 2026, 11:59 PM ET.

Paper math: $20.69 net after tax and the cost of tying up cash.

Fine print in plain English
$500+ net deposit$30 $NVDA (hold $500 avg for 60 days)
$2,000+$100 $NVDA total (hold $2,000 avg for 60 days)
$10,000+$200 $NVDA total (hold $10,000 avg for 60 days)
$50,000+$400 $NVDA total (up to 120 days)
$100,000+$1,000 $NVDA total (up to 180 days)
  • New customers only: no deposit or ACATS transfer before Jan 1, 2026. (An account that's open but never funded still counts as new.)
  • Deposits must come by ACH, wire or instant transfer. ACATS and FOP transfers don't count.
  • After you get the stock you must keep average assets (cash plus holdings) at or above the tier amount for 60 days to unlock it. Higher tiers have 120 to 180-day holds.
  • If you withdraw and drop below the tier, you don't get the stock. If markets alone drop you under it, Moomoo says to contact support.
  • The share count is set from a live $NVDA quote the moment you claim.
  • Fractional shares can't be transferred to another broker.
  • Stock reward can be sold once it's credited.
  • If you qualified but nothing arrives, you must contact support within 14 business days.
  • One reward per new account and per device. Value may be reported on Form 1099-MISC.

Entry tier: $500 in, $30 of $NVDA after 60 days.

Why we say DEAL: About 6% for two months of parking money you'd save anyway, and no big gotchas. The catch is it's fractional $NVDA you can't move to another broker.

Verified Oct 22, 2026 against Moomoo Welcome Bonus - Deposit Terms & Conditions

Moomoo
DEAL

Account Opening: 8.1% APY boost on cash

8.1% APY for 60 days on your first $20,000 of cash

Reality: After 60 days the rate falls to 0.03% unless you subscribe to moomoo engine.

Ends Dec 31, 2026, 11:59 PM ETListed under the Moomoo welcome bonus period, through Dec 31, 2026.

Paper math: $99.22 net after tax and the cost of tying up cash.

Fine print in plain English
  • New customers who hadn't opened a Moomoo brokerage account before Jan 1, 2026.
  • You must be enrolled in the Cash Sweep program to earn interest on uninvested cash.
  • The 4.5% APY booster coupon has to be activated by hand in the app (My Rewards). If you don't, it expires.
  • The boost lasts 60 days from activation and only covers the first $20,000.
  • The 3.6% base rate applies with the booster. After it ends, the base continues only with a moomoo engine subscription. Otherwise it drops to 0.03% APY.
  • Rates are variable. Moomoo's page lists the base as 3.6% as of Sep 18, 2026.
  • Swept cash is FDIC-insured through program banks (not SIPC) once it leaves your brokerage account.

Interest at 8.1% on $20,000 for 60 days = $266.30. The calculator subtracts what the same cash would earn elsewhere. The base rate (3.6%) can change.

Why we say DEAL: If you have cash that would sit anyway, two months at 8.1% beats a savings account by roughly $100 on $20K. Mark your calendar for day 60, when the boost ends.

Verified Oct 22, 2026 against Moomoo Welcome Bonus - Deposit Terms & Conditions

Webull
TRAP

Initial deposit: 10 fractional shares

10 free fractional shares for a first deposit of $100+

Reality: Webull's own odds table says there's a 98% chance the entire bundle is worth $3.

Ends Jan 6, 2027, 11:59 PM ETOffer period ends Jan 6, 2027, 11:59 PM ET.

Paper math: $2.51 net after tax and the cost of tying up cash.

Fine print in plain English
98.00% of the time$3 total
1.50%$5 total
0.43%$50 total
0.04%$100 total
0.02%$200 total
0.01%$300 total
  • You must get an invite (a push notification or other invitation). Meeting the other rules isn't enough.
  • New to Webull only: no deposit ever made by anyone with your SSN/TIN, including closed accounts.
  • Deposit at least $100 from an outside bank or by ACATS from another broker. Moving money from another Webull account doesn't count.
  • Keep the full deposit in for 10 calendar days. Any withdrawal in that window forfeits the reward.
  • Then claim it in My Rewards within 30 days, or it expires. It's credited within 10 days after you claim.
  • Shares come from $SPCX, $NVDA, $AAPL and $TSLA, and are fractional (may not be transferable to another broker).
  • Doesn't apply to IRA, joint, futures, advisor, entity or event-contract accounts.
  • May be reported as Other Income on Form 1099-MISC.
  • Webull referral partners, KOLs and influencers are not eligible for this offer.

Expected value from Webull's odds table = $3.34. Terms say 'aggregate purchase price' of the whole bundle. Some third-party reviews read it as per share (about $30). We use the stricter reading.

Why we say TRAP: The ads say free shares. The terms' odds table says the whole bundle is worth $3 about 98% of the time, and the best case is $300. Expect about $3.34 for 10 days of a $100 deposit.

Verified Oct 22, 2026 against Webull July 2026 Initial Deposit Promotion Terms

Schwab
DEAL

Schwab Starter Kit: $50 for $50

$50 from Schwab for opening an account and depositing $50

Reality: It buys five $10 slices of the top S&P 500 stocks, unless you cancel the orders and keep the cash.

No end date posted

Paper math: $39 net after tax and the cost of tying up cash.

Fine print in plain English
  • You must not already have a Schwab account (other than Stock Plan Services).
  • Individual taxable brokerage accounts only. No joint, IRA, trust, custodial or advisor-managed accounts.
  • Deposit at least $50 of outside money (new to Schwab) within 30 days of enrolling.
  • Schwab credits the $50 about 6 PM ET the next trading day after your deposit is received, then queues $10 orders for each of the top 5 S&P 500 stocks.
  • You get an email the night before. You can cancel the orders from about 8 PM ET until about 9:25 AM ET the next trading day. If you cancel, you keep the $50 cash.
  • One per account and one account per client. Can't combine with other offers. U.S. residents only.
  • The bonus is reported on Form 1099-INT.
  • Fractional shares can't be transferred in-kind to another broker.

No lock-up period is stated in the terms. You must keep at least $50 in the account when the orders are placed.

Why we say DEAL: Deposit $50, get $50. No lock-up in the terms, and if you cancel the auto-orders within the window you keep the $50 as cash.

Verified Oct 22, 2026 against Schwab Starter Kit offer page and terms

Polymarket USPrediction market
MEH

New user: $25 trading credit for a $10 deposit

$25 promotional trading credit for a first deposit of $10+

Reality: It's a trading credit, not cash. You can't withdraw it, and event contracts can lose money.

Prediction markets: you can lose money. 18+. Not a savings product.

No end date posted

Paper math: $19.50 net after tax and the cost of tying up cash.

Fine print in plain English
  • Applies to new Polymarket US users. You must finish onboarding and identity verification.
  • Make your first deposit of at least $10 within 7 days. Only your first deposit after onboarding counts.
  • One deposit credit per person. Credit shows up within 24 hours after Polymarket US confirms the deposit.
  • The credit is promotional trading credit. It can open positions and pay fees but can't be withdrawn as cash.
  • Your own money is used before the credit. Balance above the credit is normal collateral you can withdraw.
  • Polymarket US can cancel or reverse credits for suspected abuse, self-referral or coordinated activity.
  • Friends can also get $25 each through your referral code (your username), limited to 50 referrals.

Face value only. Real value depends on what you do with the credit, and you can lose it.

Why we say MEH: Free exposure is fun, but it's play money you can't cash out, and winnings come with real risk. Only for people who already want to trade event contracts.

Verified Oct 22, 2026 against Polymarket US User Incentive Programs docs (Campaign A, from Oct 16, 2026)

Robinhood
DEAL

Free stock for opening an account

Pick a free stock worth $5 to $200 when you open and link a bank

Reality: About 99% of people get $5.

No end date posted

Paper math: $4.09 net after tax and the cost of tying up cash.

Fine print in plain English
  • New customers only: you've never had a Robinhood individual taxable brokerage account.
  • You must be approved and link a bank account or debit card. The terms don't require a deposit.
  • Odds in the terms: about 99% get $5, about 0.9% get $10, about 0.1% get $200.
  • Claim within 60 days or it expires. You choose from a list of 26 large-cap stocks.
  • You can sell the stock 3 trading days after it's granted. You can't withdraw the cash value for 60 days after you claim it.
  • One offer per customer. U.S. residents only. May be reported on a 1099.
  • Robinhood can change or end the offer at any time.

Expected value from the posted odds: 99% x $5, 0.9% x $10, 0.1% x $200 = $5.24.

Why we say DEAL: No deposit needed in the posted terms. It's about $5 for 10 minutes of paperwork, so don't expect more.

Verified Oct 22, 2026 against Robinhood Open account, pick your stock + terms

Public
MEH

Public referral: $100 stock for a $1,000 deposit

$100 in stock or ETF for you and your friend after a $1,000 first deposit

Reality: It only works through a personal invite link from someone who knows you.

No end date posted

Paper math: $78 net after tax and the cost of tying up cash.

Fine print in plain English
  • Needs a referral link from an existing funded Public member you know personally.
  • You open and get approved for a brokerage account, then make a one-time initial deposit of $1,000 or more.
  • You both get $100 in a stock or ETF you choose from a pool.
  • Claim within 30 days or it expires.
  • The reward's cash value can't be withdrawn for 12 months. Early withdrawal can trigger a fee of up to $100.
  • Reward totals are capped at $500 from all Public promotions combined. Only one promotion as a new sign-up.
  • Public says referral links can't be shared through spam, commercial advertising or similar means, and are for personal use only.
  • May be reported on Form 1099-MISC.

Only the $100 reward is locked 12 months. The terms don't say your $1,000 has to stay.

Why we say MEH: Decent money for $1,000, but you need an invite code from a friend. Public bans selling referral links or advertising them commercially, so we don't link one.

Verified Oct 22, 2026 against Public Referral Program Terms & Conditions

Public
MEH

Public transfer match: 1% on moved accounts

1% uncapped match when you transfer a brokerage account, IRA or 401(k) rollover to Public

Reality: Paid out monthly over 60 months, and withdrawals reduce what's left.

No end date posted

Paper math: $78 net after tax and the cost of tying up cash (lock cost 0%: transfers keep working).

Fine print in plain English
  • Match is 1% of the transferred value, paid in monthly installments over 60 months, starting about a month after the transfer settles.
  • Withdrawals, transfers out and other removals from your Public accounts reduce your remaining payments.
  • Public says it will cover up to $100 of your old broker's transfer fee when the transfer is over $5,000.
  • Some assets Public doesn't support can't be transferred. Your old broker may sell positions first.
  • Public's transfer page says there's no retention period or clawback on payments you've already received.

Example: $10,000 moved = $100 match over 60 months. Lock cost set to 0% because transferred investments keep working.

Why we say MEH: It's a slow drip, so treat it as a small thank-you for a move you'd make anyway. Your old broker may charge an exit fee.

Verified Oct 22, 2026 against Public Transfer Account Bonus FAQ

Schwab
MEH

Schwab referral: $100 to $1,000

$100 to $1,000 when a Schwab client refers you and you deposit $25,000+

Reality: You need a code from a Schwab client, and taxable-account money has to stay a year.

No end date posted

Paper math: -$747 net after tax and the cost of tying up cash.

Fine print in plain English
$25,000 to $49,999$100
$50,000 to $99,999$300
$100,000 to $499,999$500
$500,000+$1,000
  • You must not already have a Schwab account (other than Stock Plan Services) and you need a referral code from a Schwab client.
  • Net deposit of cash or securities within 45 days of enrolling. Net deposits are read on day 45.
  • Only outside assets new to Schwab count.
  • For taxable accounts you must keep the net deposit (less market losses) at Schwab for at least 1 year or Schwab may charge back the bonus.
  • Bonus is paid about a week after day 45. Reported on Form 1099-INT.
  • Can't be combined with other offers. Not for Schwab Bank Investor Checking.

Entry tier: $25,000 in, $100 bonus, one year at Schwab.

Why we say MEH: The entry tier is 0.4% on $25,000. It's a nice extra only if you were moving the money to Schwab anyway.

Verified Oct 22, 2026 against Schwab referral offer page and terms

KalshiPrediction market
INFO

Kalshi: referral offers (amounts vary)

Kalshi runs in-app referral offers. Amounts depend on the offer you're shown.

Reality: An 'up to' amount is a maximum. Credits may have trading restrictions.

Prediction markets: you can lose money. U.S. users only.

Deadlines are set per offer inside the app.
Fine print in plain English
  • Rewards depend on the specific offer. They may require applying a code, identity verification, location checks and qualifying activity by a deadline.
  • If your referral link didn't track, you can add a code within 72 hours of creating your account.
  • Referral rewards may be issued as trading credits with withdrawal restrictions.
  • Referral offers are currently available only to eligible U.S. users.
  • Informational listing: we don't have an affiliate link for Kalshi.

Why no rating: We can't give a dollar figure. Kalshi says amounts and rules differ by offer, so open Explore, then Your rewards in the app to see yours.

Verified Oct 22, 2026 against Kalshi Referral Program FAQ

Fidelity
NONE

Fidelity: no sign-up bonus right now

Fidelity's official offers page says it has no special offers

Reality: Some blogs still list old Fidelity bonuses. Don't trust them.

Checked Oct 22, 2026.
Fine print in plain English
  • Fidelity's page says: "We don't have any special offers."
  • We re-check this page on every update and will list a card here the day a bonus appears.

Why no rating: No bonus to rate. Fidelity advertises zero commissions on online U.S. stock, ETF and options trades (options still have per-contract fees).

Verified Oct 22, 2026 against Fidelity Special offers page

RobinhoodEnded
ENDED

HOOD Summit account transfer match

1%, 2% or 3% bonus on assets you transferred in (Webull transfers got a flat 3%)

Reality: Gone as of Oct 16. It also had a 5-year chargeback.

Ended Oct 16, 2026, 11:59 PM ETOffer period ended Oct 16, 2026, 8:59:59 PM PT.

Paper math: $156 net after tax and the cost of tying up cash (lock cost 0%: transfers keep working).

Fine print in plain English
  • Match rate was personalized: 1%, 2% or 3% based on Robinhood's own evaluation.
  • Transfers from Webull between Oct 7 and Oct 16, 2026 got a flat 3%.
  • Only ACATS transfers of new assets counted. ACH deposits didn't.
  • For 5 years after the bonus is credited, withdrawals can trigger a proportional chargeback.
  • After 90 days, a one-time 60-day grace period allowed withdrawals without a chargeback (with part of the bonus frozen).

Example: $10,000 at a 2% match = $200, 5-year earn-out.

Why we say MEH: Expired. If it comes back, remember the 5-year chargeback on withdrawals.

Verified Oct 22, 2026 against Robinhood Account transfer bonus terms

Tools we use

TradingView

Charting and market-analysis platform for stocks, ETFs, futures and crypto.

A charting tool, not a signup bonus, so it has no Deal/Meh/Trap rating. Plans are paid and run on TradingView's own terms.

Affiliate disclosure: this is an affiliate link. If you buy a TradingView plan through it, Bonus Board may earn a commission at no extra cost to you. This is not financial advice or a recommendation to trade. Trading involves risk, including loss of everything you put in.

What is this bonus really worth?

Pick an offer's "Open in calculator" button, or type your own numbers. All math runs in your browser.

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How we rate: Deal, Meh or Trap

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