• Needs a referral link from an existing funded Public member you know personally.
• You open and get approved for a brokerage account, then make a one-time initial deposit of $1,000 or more.
• You both get $100 in a stock or ETF you choose from a pool.
• Claim within 30 days or it expires.
• The reward's cash value can't be withdrawn for 12 months. Early withdrawal can trigger a fee of up to $100.
• Reward totals are capped at $500 from all Public promotions combined. Only one promotion as a new sign-up.
• Public says referral links can't be shared through spam, commercial advertising or similar means, and are for personal use only.
• May be reported on Form 1099-MISC.

Only the $100 reward is locked 12 months. The terms don't say your $1,000 has to stay.

Why we say MEH: Decent money for $1,000, but you need an invite code from a friend. Public bans selling referral links or advertising them commercially, so we don't link one.