Public: Public transfer match: 1% on moved accounts

Public

MEH

1% uncapped match when you transfer a brokerage account, IRA or 401(k) rollover to Public

Reality: Paid out monthly over 60 months, and withdrawals reduce what's left.

No end date posted

Paper math: $78 net after tax and the cost of tying up cash (lock cost 0%: transfers keep working).

Fine print in plain English

Match is 1% of the transferred value, paid in monthly installments over 60 months, starting about a month after the transfer settles.
Withdrawals, transfers out and other removals from your Public accounts reduce your remaining payments.
Public says it will cover up to $100 of your old broker's transfer fee when the transfer is over $5,000.
Some assets Public doesn't support can't be transferred. Your old broker may sell positions first.
Public's transfer page says there's no retention period or clawback on payments you've already received.

Example: $10,000 moved = $100 match over 60 months. Lock cost set to 0% because transferred investments keep working.

Why we say MEH: It's a slow drip, so treat it as a small thank-you for a move you'd make anyway. Your old broker may charge an exit fee.